Payment Plans
Traditional - Layaway
Through The Louping Glass is pleased to offer layaway payment plans, where a client can pay for an item over time (ranging from several weeks to several months) on all items priced $500.00 and above. Please note that the item will NOT ship until after the layaway agrement has been paid in full and all payments made have cleared and posted.
The standard layaway plan lengths are shown below:
$500.00-$999.99: two (2) payments over 30 days, a minimum deposit of 40% is required to be paid within 24-hrs
$1000.00 - $2499.99: three (3) payments over 60 days, a minimum deposit of 35% is required to be paid within 24-hrs
$2500.00 - $6999.99: four (4) payments over 90 days, a minimum deposit of 30% is required to be paid within 24-hrs
$7000.00 + : six (6) payments over 150 days, a minimum deposit of 25% is required to be paid within 24-hrs
Layaways are conducted using Partial.ly, a third party administrator, in conjunction with Shopify.
Buy Now - Pay Later with Affirm
Through The Louping Glass is also an approved Affirm Merchant.
There is an interest-free 2-16 weeks payment option for all items priced at $50.00 and above. For anyone wishing to have longer terms, we are pleased to also offer 3-36 month options that start at 0% interest.
Example: A $450 product could be as low as $37.50 at 0% interest for 12 months by purchasing through Affirm.
Affirm should be viewed like a store credit line, however, they do not pull a hard credit check when determining approvals. A soft pull is done by Affirm and will require you to input your personal information and financial details.
Affirm provides instant loans for online purchases that can be paid in fixed monthly installments using a debit card, credit card, or ACH bank transfer. Approval takes seconds and the product is sent as soon as we receive your order.
If you’re interested in this financing option, please follow the instructions below:
1. At checkout, choose Pay with Affirm.
2. Affirm prompts you to enter a few pieces of information: Name, email, mobile phone number, date of birth, and the last four digits of your social security number.
3. To ensure that you’re the person making the purchase, Affirm sends a text message to your cell phone with a unique authorization code.
4. Enter the authorization code into the application form. Within a few seconds, Affirm notifies you if you’ve been approved of a three month zero interest loan.
5. To accept Affirm’s financing offer, click Confirm Loan and you’re done.
After your purchase, you’ll receive monthly email and SMS reminders about your upcoming payments. You can also set up autopay to avoid missing a payment. Your first monthly payment is due 30 days from the date that we processes your order.
We no longer conduct payment plans using PayPal partial payment invoices. Please DO NOT send money directly through PayPal. ALL layaway payments MUST be sent through Partial.ly.
The Fine Print:
Payments must be made at a minimum of every 30 days, as scheduled, and must be received on or before the day they are due.
If your payment is EIGHT (8) days over due or the layaway is not paid in full by the scheduled end date, the item will be returned to stock and all funds paid as of that date will be forfeited. An attempt will be made to reach you prior to putting the item back in inventory.
Because layaway items are being taken off the market and held for you for an extended period of time, they are final sale only.
PARTIAL.LY LAYAWAY, AFFIRM PAYMENTS, AND SHOP PAY INSTALLMENT ITEMS ARE NOT RETURNABLE, REFUNDABLE, OR TRANSFERRABLE. THEY ARE FINAL SALE ITEMS.
Returns or exchanges are only accepted on payment plan items if you can prove the item was grossly misrepresented by me and you provide full documentation from a qualified GIA Gemologist attesting to said error(s) (with respect to stones) and/or a field related expert (with respect to age/antiquity).
Final sale includes items that are returned to stock due to non-compliance with the terms of this agreement, in which case all funds paid will be forfeited.